CapitalStackers Limited is authorised and regulated by the Financial Conduct Authority (FRN:722549). Registered in England (Co. No. 7361691). Investment through CapitalStackers involves lending to property developers and investors. Your capital is at risk. Investments through this and other crowdfunding platforms are not covered by the Financial Services Compensation Scheme. To read more about risks, click here.

What do we do

Quite simply, we bring experienced and professional property operators together with sophisticated investors

Next, we marry them both up with those banks which are still active in the market on conservative senior debt terms.

And finally, we nurture this symbiotic relationship, allowing the property people to get on with business and bring their product to a wider investor audience whilst giving the individual investors the opportunity to participate in specific deals.

Liquidity is massively reduced across the entire banking sector.

Many banks have withdrawn altogether from real estate lending, or have restricted their property lending activities to the restructuring of their existing loan book.

Any new deals require a much higher level of cash equity from the borrower.

Here you can see the shift in lending appetite:

Development Investment Loan
Previously Now Previously Now
Loan to Value (“LTV”) Ratio 80%+ 50% - 70% 85%+ 55% - 70%
Loan to Cost (“LTC”) Ratio Up to 100% 45% - 65%


Our aim is to plug this funding gap and enable deals to happen.